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Tom Traw
Tom Traw & Carolyn Biciolis

Traw Realty
Contact Me
623-512-3601
623-695-3376

ttraw@aol.com

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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Tom Traw & Carolyn Biciolis
Traw Realty

6006 N 83rd Ave Ste. 101 
Glendale, AZ 85303
Phone: 623-512-3601 or 623-695-3376
Email: ttraw@aol.com
Fax 888-622-3030 or 623-466-7149

Testimonials

when I decided to sale my home, Carolyn and Tom was very helpful, She explained the process and got my home listed. They were there for me through entire process to assist me. My sold November, 2015. mizzcorine
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